FREE Credit Reports

I'm on a tangent...don't fall for anything that is offered for FREE....there's usually a catch somewhere.

Shortly after my experience with the FREE ACAI BERRY mess, I had planned to get my FREE credit report just to see shape my credit was in...so clicked on FreeCreditReport.com.....you know, the one with the goofy guy whose credit was trashed...by the time I figured out which one of the ads was for the FREE one, my patience was at an end, and I said..."nuts to this whole thing"

This is the official site.....annualcreditreport.com

The Federal Trade Commission has received many complaints from consumers who were misdirected from the official centralized site. Every consumer is entitled to a free credit report every 12 months from each of the three nationwide consumer reporting agencies — Equifax, Experian, and TransUnion.

The one thing the FTC should do is remove all advertising and marketing by the credit bureaus before, during and even after the process of getting a free credit report. It’s a pain to have to worry about identity theft or mistakes when checking your credit report. People should be able to get their reports and exit the Web site without having to go through the sales pitches. Why give the bureaus a commercial crack at all?

If the FTC really wants to end consumer confusion, annualcreditreport.com should be completely commercial-free.